Financial Aid

Semester Costs

2019-2020 SEMESTER COSTS
 Application fee (initial enrollment only)
$      40
 Entrance Testing fee (mandatory, entering semester only)
$      20
 Tuition
$   380/unit
 Academic Services fee
$    255
 Accounting fee (waived if paid in full)
$      40
 Activities fee $      50
 EQUIPMENT
 Textbooks (estimate) $    350
 Computer Use Fee  (computer course or user)
$      30
 Biology Lab fee (biology course only)
$     50
 OTHER SEMESTER FEES
 Audit fee
$     40/unit
 Directed Studies fee (in addition to tuition fee)
$     40/unit
 Course Challenge fee
$      50
 Extension/Incomplete Grade fee
$      25
 Late Entrance Testing fee (per test)
$      25
 Late Registration fee (per case)
$      25
 Late Final Examination fee
$      25
 
 Tech fee (online class only)
$    100
 Orientation Class (first time, online students only) $      50
 
 Graduation fee
$      80
 Transcript fee (per copy) 
$       10
  ON-CAMPUS HOUSING
 Room Reservation fee $    100
 Apartment Room $ 2,375
 Single Room (availability only, additional)  $    750

How to Apply for Aid

  1. Create an FSA ID. This is how you (and your parent) electronically sign your federal student aid application and loan documents.
  2. File the FAFSA. That is the Free Application for Federal Student Aid. This is a requirement for all student financial aid. It is suggested that you utilize the IRS Data Retrieval, if possible, within the FAFSA. This will eliminate you having to look up the information from your Tax Return and save some time if you are selected for Verification after your FAFSA is processed.
  3. Use our school code on the FAFSA. It is 014128.
  4. Submit the 2019-2020 Financial Aid Application to the Financial Aid Office.

Which FAFSA do I submit?

I plan to enroll at Cal Christian in…  then submit this FAFSA:
Fall 2019 August-December 2019 2019-2020
Spring 2020 January-May 2020 2019-2020
Fall 2020 August-December 2020 2020-2021
Spring  2021 January-May 2021 2020-2021

After you submit the signed FAFSA, your information will be processed and then sent to the financial aid office within  3-4 days. If you are in the process of applying to California Christian College the financial aid office will process your forms and notify you of any further documentation required and your financial aid eligibility.

 

Verification

Some FAFSA applications are selected for a process called Verification. If you are one of the chosen ones it will be indicated on your Student Aid Report by an asterisk (*). The Financial Aid Office will notify you which forms you need to complete and let you know of any other required documentation.

If an applicant uses the IRS Data Retrieval Tool, within the FAFSA form, to transfer federal income tax return data to the FAFSA without modification, the unmodified data elements will not be subject to verification. This will also save  time if you are selected for Verification as you will not have to request a Tax Return Transcript. Click here for information on how to request your Tax Return Transcript from the IRS.

For a more detailed explanation of Verification click here.

Verification Forms

2019-2020 Dependent Filing Status Worksheet
2019-2020 Independent Filing Status Worksheet
2019-2020 Dependent Household Information Worksheet
2019-2020 Independent Household Information Worksheet
2019-2020 Dependent Request for Income Reduction
2019-2020 Independent Request for Income Reduction
2019-2020 Statement of Educational Purpose

Federal Student Aid

At a Glance

Click here  for information from Federal Student Aid regarding who can apply, how to apply, and the details of the federal aid programs.

California Christian College awards the following Federal aid:

Pell Grant

Federal Supplemental Educational Opportunity Grant (FSEOG)

Federal Work Study (FWS)

Direct Subsidized Loans

Direct Unsubsidized Loans

Direct PLUS Loan (Parent Loan for dependent Undergraduate Student)

Apply for Federal Student Aid here

State Grants

Chafee Grant

A student who was in Foster care or eligible to be in Foster care between the ages of 16-18 can receive this grant. Those eligible may receive $5,000.00 for the school year. Qualifying students will receive funds until the age of 23. For applications please go to the Chafee Grant website. To learn more please contact your case worker or ILP Coordinator or contact the financial aid office.

Cal Grant A or B

California Christian College is currently eligible for the Cal Grant program.

To apply for Cal Grant you must complete a FAFSA and submit a GPA Verification form by March 2 to maximize your opportunity to receive an award. If you miss the March 2 Cal Grant deadline AND you plan to attend a community college in the fall, you have until September 2 to apply. However, the number of Cal Grant awards is limited.

Cal Grant A –

Entitlement Students who meet all the Cal Grant eligibility requirements, have at least a 3.0 grade point average, and apply by March 2 either of the year they graduate from high school or the following year are guaranteed a Cal Grant A. AWARD: Tuition and fee award. For students choosing to attend a Community College, award may be put in reserve for up to two years.

Competitive Students who are not eligible for an Entitlement award may compete for a Competitive award. Competitive awards are the same as a Cal Grant Entitlement awards, except that they are not guaranteed.

Cal Grant B –

Entitlement Students who meet all the Cal Grant eligibility requirements, and have at least a 2.0 GPA and apply by March 2 of the year they graduate from high school or the following year are guaranteed a Cal Grant B. AWARD: Access award only for the first year. Access + tuition and fees award for subsequent years.

Competitive Students who are not eligible for an Entitlement award may compete for a Competitive award. Competitive awards are the same as a Cal Grant Entitlement awards, except that they are not guaranteed.

GPA calculation criteria for Competitive award applications

  1. If 24 or more units of college level work have been completed at the time of GPA certification, college grades will be used; if not, high school grades will be used.
  2. If using high school grades:
    • Grades earned prior to 10th grade cannot be included (high school sophomore).
    • PE and ROTC grades cannot be used.
    • GPA will be computed on a 4.00 grading scale (honors or advanced placement grades computed on a 5.00 scale must be adjusted).
  3. GED, SAT, or ACT may be used only if one of the following is true:
    • Attended high school outside of United States and grades cannot be converted to a 4.00 scale.
    • Five years have passed since attending school.
    • School graded in a manner that cannot be converted to a 4.00 scale.
    • Participated in a home schooling program (SAT, ACT, or GED test score required).
    • Test scores (GED, SAT or ACT) must be submitted to CSAC no later than March 2. These test scores are sent with the GPA Verification form.

Apply for California Student Aid Commission WebGrants for Students here

Student Loans

There are 3 steps to complete to request a student loan.

  1. Complete Entrance Loan Counseling at www.studentloans.gov
  2. Sign a Master Promissory Note at www.studentloans.gov
  3. Fill out a Loan Request with the Financial Aid Office after you complete the first two steps. If you already have student loans, please complete the Before You Owe Worksheet and submit a copy to the Financial Aid Office.

Click here for the Plain Language Direct Loan Disclosure.

Federal Stafford Loan Undergraduate Maximums (for the Award Year)

Dependent

Dependent without parent PLUS or Independent

Freshman

$5,500  (only $3,500 in subsidized)

$9,500 (only $3,500 in subsidized)

Sophomore

$6,500 (only $4,500 in subsidized)

$10,500 (only $4,500 in subsidized)

Junior & Senior

$7,500  (only $5,500 in subsidized)

$12,500 (only $5,500 in subsidized)

 

Student Loans

There are 3 steps to complete to request a student loan.

  1. Complete Entrance Loan Counseling at www.studentloans.gov
  2. Sign a Master Promissory Note at www.studentloans.gov
  3. Fill out a Loan Request with the Financial Aid Office after you complete the first two steps. If you already have student loans, please complete the Before You Owe Worksheet and submit a copy to the Financial Aid Office.

Click here for the Plain Language Direct Loan Disclosure.

Federal Stafford Loan Undergraduate Maximums (for the Award Year)

Dependent

Dependent without parent PLUS or Independent

Freshman

$5,500  (only $3,500 in subsidized)

$9,500 (only $3,500 in subsidized)

Sophomore

$6,500 (only $4,500 in subsidized)

$10,500 (only $4,500 in subsidized)

Junior & Senior

$7,500  (only $5,500 in subsidized)

$12,500 (only $5,500 in subsidized)

 

Net Price Calculator

Because most of our  population come to us as transfer students, the information required for the net price calculator is not accurate. We give you the cost for the semester and each program on the other sections of this web page.  For 2019-2020 the max Pell Grant awarded will be $6,195 for the year. We also award the FSEO Grant to students with need. Federal grants will not cover the entire cost but we have established a scholarship that helps students who are trying to make their payments but need extra help. Student loans are available although we would prefer that be a last resort. If you have questions regarding your specific situation, please contact the Financial Aid Office at financialaid@calchristiancollege.edu or 559) 302-9653 x 1006.

Click here to access the Net Price Calculator

Fraud Policy & Procedures

Financial Aid Fraud Policy and Procedure (10/2017)

There are situations where students and/or parents willfully falsify or misrepresent information for the purpose of obtaining financial aid that a student is not eligible for. As stewards of Title IV programs and funds, California Christian College is obligated to ensure processes are in place to protect against fraud. The Financial Aid Office is required to have a policy of referral when confronted with actual or suspected cases of fraud and abuse [34 CFR 668.53(a)(5), 668.14(g)]. The regulations require only that the College refer the suspected case for investigation, not that we reach a firm conclusion about the propriety of the conduct.

The Financial Aid Office must identify and resolve discrepancies in the information received from different sources with respect to a student’s application for Title IV aid. These items include, but are not limited to:

  • Student aid applications
  • Need analysis documents (e.g., Institutional Student Information Records (ISIRs) and Student Aid Reports (SARs))
  • Federal income tax returns, tax transcripts or account transcripts
  • Documents and information related to a student’s citizenship
  • School credentials (e.g., high school diploma)
  • Documentation of the student’s Social Security Number (SSN)
  • Compliance with the Selective Service registration requirement and other factors related to students’ eligibility for Title IV funds

Some forms of financial aid fraud include, but are not limited to, the following:

  • Forged signatures on an application, verification documentation or master promissory notes
  • Falsified documents-including reporting members that are not part of your household
  • False statements of income
  • False statements of citizenship
  • Use of fictitious names, addresses, SSNs
  • False claims of independent status

Policy for Fraud

Individuals (students and/or parents or employees or other individuals) who willfully submit fraudulent information and/or documentation to obtain financial aid funds will be investigated to the fullest extent possible. All cases of fraud and abuse will be reported to the proper authorities.

Procedures for Fraud

If the Financial Aid Coordinator (FAC) suspects or determines intentional misrepresentation of facts, false statements, or alteration of documents which resulted or could result in the awarding or disbursement of funds for which the student is not eligible, the FAC will place the student’s aid on hold. The FAC will request a meeting with the student and/or parent or other involved party. This meeting may also include the President or other college administration as a third party witness.  From that meeting if fraud is determined or suspected it will be reported to the President (if not included in the meeting) and then referred to the Office of Inspector General of the Department of Education. In some cases, the College reserves the right to report suspected instances of fraud directly to the Office of Inspector General.

If the student does not agree to a meeting then the FAC may: 1) not process a financial aid application until the situation is resolved satisfactorily; 2) not award financial aid; 3) cancel financial aid; or 4) determine that financial aid will not be processed for future years. No further aid will be disbursed until situation is resolved.

Inspector General’s Hotline: 1-800-MIS-USED

http://www.ed.gov/about/offices/list/oig/hotline.html

Office of Inspector General

U.S. Department of Education

400 Maryland Avenue, SW

Washington, DC 20202-1510

Scholarships

Discounts

  1. Grade Point Average
  • Any second semester student maintaining a cumulative 3.50-4.0 GPA receives 5% discount on current semester tuition.
  • Any second semester student maintaining a cumulative 2.50-3.49 GPA receives 2.5% discount on current semester tuition.
  1. Free Will Baptist Student
  • Member of a CCC-supporting Free Will Baptist Church receives 5% discount on current semester tuition
  • student should maintain a 3.0 GPA after the first semester
  • Cannot be combined with Minister Discount
  1. Minister
  • Any credentialed Free Will Baptist minister receives 25% discount off remaining bill after other gift aid applied
  • Any credentialed non-Free Will Baptist minister receives 20% discount off remaining bill after other gift aid applied
  • Cannot be combined with Free Will Baptist Student Discount
*********************************************************************************************************

Memorial Scholarships

The Johnson Memorial Scholarship

*********************************************************************************************************

Outside Scholarships

There are many scholarships out there, but sometimes it is hard to know where to look. We have a listing of specific scholarships on the Populi dashboard for students.

Click here for information from Federal Student Aid on scholarships and where to find them.

Or try these other search engine links:

If you are requested to pay money to apply for a scholarship it may be a scam.

_______________________________________________________________________

California Christian College makes every effort to maintain the accuracy of the information on this website but cannot accept responsibility for any loss or damage which may occur from use of the information. The outside scholarships listed may not be applicable to students at Cal Christian. These scholarships are awarded and funded by sources outside of California Christian College.

California Christian College does not provide quality control of external links; the inclusion of any company’s name within the pages should not be construed as a recommendation of that company’s products and/or services.

If you find anything that causes concern please contact us at financialaid@calchristiancollege.edu.

Refund and Return Policies

Withdrawal and Refund Policy

Federal Student Financial Aid Programs

A student has the right to cancel the enrollment agreement and obtain a full refund of the amount paid for institutional charges less a reasonable deposit or application fee not to exceed two hundred fifty dollars ($250) through attendance at the first class session or the seventh day after enrollment, whichever is later. A notice of cancelation shall be in writing. Withdrawal may be effectuated by the student’s written notice or by the student’s conduct, including, but not necessarily limited to a student’s lack of attendance.

Refunds will be made in compliance with the applicable regulations of the federal student financial aid programs under Title IV of the Federal Higher Education Act of 1965.

A pro rata refund of nonfederal student financial aid program moneys paid for institutional charges will be paid to students who have completed 60 percent or less of the period of attendance.

General Admissions Refund Policy

California Christian College for all students, without penalty or obligation, shall refund 100 percent of the amount paid for institutional charges, less an application/re-enrollment fee not to exceed two hundred fifty dollars ($250), if notice of cancellation is made prior to or on the first day of instruction. Any notification of withdrawal or cancellation and any request for a refund must be made in writing.

The refund policy for students who complete 60 percent or less of the course of instruction shall be a pro rata refund based on number of days attended. Refund of tuition paid by Pell Grants and/or federal loans, money will be refunded according to the Return to Title IV Funds Policy. Refunds due on timely basis not to exceed 30 days after withdrawal date determined. (CEC §94824) Students who withdraw and do not receive financial aid are responsible for balance due on the account. Dropping does not relieve financial responsibility for the time attended.

If a student obtains a loan to pay for an educational program, the student will have the responsibility to repay the full amount of the loan plus interest, less the amount of any refund, and that, if the student has received federal student financial aid funds, the student is entitled to a refund of the monies not paid from federal student financial aid funds.

Steps in the R2T4 Policy

Step 1: Student’s Title IV information

The CCC Business Office will determine:

  • The total amount of Title IV aid disbursed for the semester in which the student withdrew. A student’s Title IV aid is counted as aid disbursed in the calculation if it has been applied to the student’s account on or before the date the student withdrew.
  • The total amount of Title IV aid disbursed plus the Title IV aid that could have been disbursed for the semester in which the student withdrew.

Step 2: Percentage of Title IV aid earned

The CCC Business Office will calculate the percentage of Title IV aid earned as follows:

The number of calendar days completed by the student divided by the total number of calendar days in the semester in which the student withdrew. The total number of calendar days in a semester shall exclude any scheduled breaks of more than five days.

Days Attended ÷ Days in Enrollment Period = Percentage Completed

If the calculated percentage completed exceeds 60%, then the student has “earned” all the Title IV aid for the enrollment period.

Step 3: Amount of Title IV aid earned by the student

The CCC Business Office will calculate the amount of Title IV aid earned as follows:

The percentage of Title IV aid earned (Step 2) multiplied by the total amount of Title IV aid disbursed or that could have been disbursed for the term in which the student withdrew (Step 1-A).

Total Aid Disbursed x Percentage Completed = Earned Aid

Step 4: Amount of Title IV aid to be disbursed or returned

  • If the aid already disbursed equals the earned aid, no further action is required.
  • If the aid already disbursed is greater than the earned aid, the difference must be returned to the appropriate Title IV aid program.

Total Disbursed Aid  Earned Aid = Unearned Aid to be Returned

  • If the aid already disbursed is less than the earned aid, then the Business Office will calculate a post-withdrawal disbursement.

Earned VS Unearned Aid

How the earned financial aid is calculated

Students who receive federal financial aid must “earn” the aid they receive by staying enrolled in classes. The amount of federal financial aid assistance the student earns is on a pro-rated basis. Students who withdraw or do not complete all registered classes during the semester may be required to return some of the financial aid they were awarded.

Institutions are required to determine the percentage of Title IV aid “earned” by the student and to return the unearned portion to the appropriate aid programs. Regulations require schools to perform calculations within 30 days from the date the school determines a student’s complete withdrawal. The school must return the funds within 45 days of the calculation. The R2T4 calculation process and return of funds is completed by the CCC Business Office.

For example, if a student completes 30 percent of the payment period, they earn 30 percent of the aid they were originally scheduled to receive. This means that 70 percent of the scheduled awards remain “unearned” and must be returned to the federal government. Once 60% of the semester is completed, a student is considered to have earned all of his/her financial aid and will not be required to return any federal funds.

The following formula is used to determine the percentage of unearned aid that has to be returned to the federal government:

  • The percent earned is equal to the number of calendar days completed up to the withdrawal date, divided by the total calendar days in the payment period (less any scheduled breaks that are at least 5 days long).
  • The payment period is the entire semester.
  • The percent unearned is equal to 100 percent minus the percent earned.

Repayment calculation of unearned aid as a result of a withdrawal

As a result of a withdrawal, students who received federal funds will be required to repay “unearned” aid. The repayment calculation is performed utilizing the federal government’s repayment worksheet: “Treatment of Title IV Funds When a Student Withdraws from a Credit-Hour Program.”

The amount of the assistance earned is determined on a pro-rated basis. For example, if a student completed 30% of the term, they have earned 30% of the assistance they were originally scheduled to receive. Once a student has completed more than 60% of the term, the student earns all the assistance they were scheduled to receive for the term.

Withdrawing prior to completing 60 percent of a term

Unless a student completes 60 percent of the term in which federal aid was disbursed, the student will be required to return all or part of the financial aid disbursed in the term. This applies to students who have officially (including medical), or unofficially withdrawn.

Term

Period

60% of Term

Fall 2014 8/20/14 – 12/11/14 10/24/14
Spring 2015 01/14/15 – 05/7/15 3/26/15

 

Withdrawals

How a withdrawal affects financial aid

Federal regulations require Title IV financial aid funds to be awarded under the assumption that a student will attend the institution for the entire period in which federal assistance was awarded.

When a student withdraws from all courses for any reason, including medical withdrawals, he/she may no longer be eligible for the full amount of Title IV funds that he/she was originally scheduled to receive. The return of funds is based upon the premise that students earn their financial aid in proportion to the amount of time in which they are enrolled. A pro-rated schedule is used to determine the amount of federal student aid funds he/she will have earned at the time of the withdrawal. Thus, a student who withdraws in the second week of classes has earned less of his/her financial aid than a student who withdraws in the seventh week. Once 60% of the semester is completed, a student is considered to have earned all of his/her financial aid and will not be required to return any funds.

Federal law requires schools to calculate how much federal financial aid a student has earned if that student:

  • completely withdraws, or
  • stops attending before completing the semester.

Based on this calculation, California Christian College (CCC) students who receive federal financial aid and do not complete their classes during a semester or term could be responsible for repaying a portion of the aid they received. Students who do not begin attendance must repay all financial aid disbursed for the term.

The following policies will help you to understand that a withdrawal potentially affects students academically as well as financially. We encourage students to read all the information below prior to making a final decision.

Types of withdrawals

Complete

Official withdrawal from CCC by the student. The current academic year’s policy for a Complete Withdrawal can be found in the CCC Catalog.

Unofficial

Federal financial aid regulations consider a student to be an unofficial withdrawal if the student receives all fail (E/F) grades or a combination of all fail (E/F) and withdraw (W) grades for the term.

Determination of the withdrawal date

The withdrawal date used in the return calculation of a student’s federal financial aid is the actual date indicated on the official drop form. If a student stops attending classes without notifying CCC, the withdrawal date will be the midpoint of the semester or the last date of academic activity determined by CCC. Additional documentation supporting the last date of academic activity may be provided by the student if they verify a later date of attendance than determined by CCC.

Failing Grades

When a student fails to earn a passing grade in any class

If the student has not completely withdrawn but has failed to earn a passing grade in at least one class for the term, federal regulations require the school to determine whether the student established eligibility for financial aid. Eligibility is based on if the student attended at least one class or participated in any CCC academic-related activity. All disbursed funds must be returned to the respective federal and institutional aid programs if the student cannot prove that he/she began attendance.

Students who receive all failing grades at the end of the term

Financial aid is awarded under the assumption that the student will attend California Christian College (CCC) for the entire term for which federal assistance was disbursed. When the student has failed to earn a passing grade in at least one class for the term, federal regulations require the school to determine whether the student established eligibility for funds disbursed by attending at least one class or participating in any CCC academic-related activity. If the school cannot verify that the student attended CCC, all financial aid must be repaid to the federal and institutional programs. The student’s account will be charged and the student will be responsible for any balance due.

When the student has a combination of fail and withdraw grades for the term, approximately 50% of the financial aid must be repaid. The student’s account will be charged, and the student will be responsible for any balance due.

If the student can prove to have participated in a CCC class or academic-related activity past the 60% date, the student will not be required to return any disbursed financial aid. The student’s account will be updated and the student will be responsible for any other charges that may have been applied to their account.

Students who are able to verify attendance beyond CCC’s records may submit supporting documentation to the CCC Business Office. The student must submit supporting documentation within 30 days from the last date of the term. Recalculations for aid eligibility will not be performed for documentation received after that date.

Repayment calculation process

Once grades are posted for the student who receives all failing grades, the CCC Business Office will return all unearned aid back to the federal and institutional programs and the student’s account will be charged. The CCC Business Office will mail a notification letter with the repayment amount(s) to the student’s permanent address. The student’s account will be updated, and the student will be responsible for any balance due. A statement reflecting these charges will be sent to the student by the CCC Business Office.

Repayment

Student notification of repayment

A notification letter outlining the amount returned to the federal and institutional program(s) along with the federal government’s repayment worksheet will be mailed to the student’s permanent address. CCC will return funds on the student’s behalf to the appropriate federal and institutional aid program(s) and subsequently will bill the student’s account. A statement reflecting these charges will be sent to the student. The student is responsible for all charges and overpayments resulting from a Return of Title IV calculation.

Federal regulations and Institutional policy require that the following aid programs be subject to the repayment calculation if the student did not attend 60% and will be returned in this order:

  • Federal Direct Loans: Unsubsidized and Subsidized
  • Federal Direct Parent PLUS Loans
  • Federal Pell Grant
  • Federal Supplemental Educational Opportunity Grant (FSEOG)
  • Institutional Grants and Scholarships

School and student responsibility for return of unearned federal funds

The student and the school are both responsible for returning unearned federal financial aid to the federal government. The student will be billed for any amount due as a result of the return of federal aid funds (R2T4) calculation.

Overpayment of federal grant funds

Federal regulations provide that 50% of the unearned amount of all federal grants is protected by the federal calculation (see steps 9 and 10 of the federal government’s repayment worksheet). Any grant amount subject to repayment will be billed to the student’s account as an overpayment. Upon receipt of payment from the student, CCC will return the funds to the appropriate grant program(s).

Repayment of unearned funds

The CCC Business Office will notify students if they owe federal funds back to the U.S. Department of Education (ED). Amounts that must be returned by the student will first be applied to federal loans. The student/parent will be permitted to repay loans based on the terms of the Master Promissory Note (MPN) which usually consists of scheduled payments to the holder of the loan over a period of time. Any grant overpayment the student has to return to the federal government must be repaid within 45 days after the student receives notification from the CCC Business Office. If the grant overpayment cannot be paid in full, a repayment plan may be arranged with the U.S. Department of Education.

Students will also receive notice from the CCC Business Office regarding repayment of institutional funds. If the student owes any money to the CCC resulting from the return of federal or institutional funds, the student will be billed by the CCC Business Office.

Consequences of non-repayment

If a student does not repay the grant funds that are owed to the government within 45 days, the account will be turned over to the U.S. Department of Education (ED) as an overpayment of federal funds. Students who owe an overpayment of Title IV funds are ineligible for further disbursements from federal financial aid programs at any institution until the overpayment is paid in full or payment arrangements are made with the U.S. Department of Education.

If a student does not pay funds due to CCC to cover their balance, the student’s records will be placed on financial hold. This means he/she will not be permitted to register for classes or receive transcripts until the balance is paid.

Student Tuition Recovery Fund

The State of California established the Student Tuition Recovery Fund (STRF) to relieve or mitigate economic loss suffered by a student in an educational program at a qualifying institution, who is or was a California resident while enrolled, or was enrolled in a residency program, if the student enrolled in the institution, prepaid tuition, and suffered an economic loss. Unless relieved of the obligation to do so, you must pay the state-imposed assessment for the STRF, or it must be paid on your behalf, if you are a student in an educational program, who is a California resident, or are enrolled in a residency program, and prepay all or part of your tuition.


You are not eligible for protection from the STRF and you are not required to pay the STRF assessment, if you are not a California resident, or are not enrolled in a residency program.

It is important that you keep copies of your enrollment agreement, financial aid documents, receipts, or any other information that documents the amount paid to the school. Questions regarding the STRF may be directed to the Bureau for Private Postsecondary Education, 2535 Capitol Oaks Drive, Suite 400, Sacramento, CA 95833, (916) 431-6959 or (888) 370-7589.


To be eligible for STRF, you must be a California resident or are enrolled in a residency program, prepaid tuition, paid or deemed to have paid the STRF assessment, and suffered an economic loss as a result of any of the following:

  1. The institution, a location of the institution, or an educational program offered by the institution was closed or discontinued, and you did not choose to participate in a teach-out plan approved by the Bureau or did not complete a chosen teach-out plan approved by the Bureau.
  2. You were enrolled at an institution or a location of the institution within the 120 day period before the closure of the institution or location of the institution, or were enrolled in an educational program within the 120 day period before the program was discontinued.
  3. You were enrolled at an institution or a location of the institution more than 120 days before the closure of the institution or location of the institution, in an educational program offered by the institution as to which the Bureau determined there was a significant decline in the quality or value of the program more than 120 days before closure.
  4. The institution has been ordered to pay a refund by the Bureau but has failed to do so.
  5. The institution has failed to pay or reimburse loan proceeds under a federal student loan program as required by law, or has failed to pay or reimburse proceeds received by the institution in excess of tuition and other costs.
  6. You have been awarded restitution, a refund, or other monetary award by an arbitrator or court, based on a violation of this chapter by an institution or representative of an institution, but have been unable to collect the award from the institution.
  7. You sought legal counsel that resulted in the cancellation of one or more of your student loans and have an invoice for services rendered and evidence of the cancellation of the student loan or loans.

To qualify for STRF reimbursement, the application must be received within four (4) years from the date of the action or event that made the student eligible for recovery from STRF.

A student whose loan is revived by a loan holder or debt collector after a period of non-collection may, at any time, file a written application for recovery from STRF for the debt that would have otherwise been eligible for recovery. If it has been more than four (4) years since the action or event that made the student eligible, the student must have filed a written application for recovery within the original four (4) year period, unless the period has been extended by another act of law.


However, no claim can be paid to any student without a social security number or a taxpayer identification number.